Business

/Business
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How Your Personal Credit Score Can Impact Your Business

Bad economy can affect us in several ways. During the 2008 crisis, businesses and individuals suffered financially. Let’s not forget that it is also common that we end up with a bad credit score after a few financial errors that we did in the past. The sad news is that a bad personal credit score can impact your business. First let’s discuss what credit score really is about. It reflects on your ability to pay your loan. A low

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What is Crowfunding?

A lot of businesses don’t really prosper because they don’t have enough money to operate. Let’s admit that the success of a business still depends on how well funded it is. Today, there are different options on how your business can get funded. One of the best ways is to have it crowdfunded. Crowdfunding is a relatively new concept. Instead of going after corporations and billionaires for funds, you go directly to the common folks. Crowdfunding is done usually online. It

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In House Financing Programs

A lot of companies today utilize in-house financing options. What exactly is in-house financing? This is a program wherein the seller can also extend financing help to their clients. This can be a good way for companies to not rely on financing institutions. That means customers can immediately complete the transaction without any trouble. This gives the business more sales, and a faster way for customers to get what they really want. These are present in different industries. For instance, car

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Starting a Franchise? Looking For Business Money To Finance A Franchise?

A lot of people are looking to start a franchise. As a franchisee, it offers a good number of opportunities. What makes it a good business option? You don’t have to worry so much unlike starting your own from scratch. As a franchisee, it is a good way to diversify your investment as well. You work with an established brand and sell products or services known by a good number of people. One of the most important things that you need

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Corporate Finance Management

The role of businesses is to expand. However, it is easier said than done. There are a number of ways on how businesses expand, but it is crucial to get funding. Funding from banks can be limited. It comes with different reasons. You may have to even ask the help of individual investors for money. But instead of just crowdfunding, there is another way on how to get funds for your business. That’s where corporate finance comes in handy. What exactly

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Debtor Finance Explained

There are a lot of ways on how you can finance your business. Small business owners often times allow their customers to pay 30 days after the actual purchase. This type of setup, though normal, can be detrimental to your cash flow. Could you imagine having zero cash flow for the next month or so? This can be problematic considering the fact that you need to pay for different responsibilities such as rent, salary of your employees, and many other

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The Best Way to Understand Personal Finance

Tough economy can be a driving force towards people’s interest of their own personal financial security. If there’s something we’ve learned in the 2008 economic crisis, it is the fact that even a real estate investment isn’t a save investment. Your stocks can also dwindle in value. And of also, you can lose your job any time. A lot of us are still wondering how to experience financial security? It is important that you understand personal finance if you wish to

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New Ways To Fund Your Own Start-up Business

Where are we supposed to get our funds? It is the most dreaded question that aspiring businessmen ask. If you plan on building your own business from scratch, it is always a good idea to find ways on how to get funded. The lack of funds can be a serious problem especially for startups. Over the years, a lot of businesses failed to compete against the bigger players in their industry simply due to the fact that they don’t have

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The Money Market

You hear it a lot. What exactly is money market? By definition, it is where financial instruments with short maturities are traded. Basically, participants of the money market borrow and lend in short term. That means the maturing can be from 24 hours to under a year. Eurodollar deposits, US Treasury Bills, and municipal notes are among those that fall under this category. There are individuals who are looking for a high interest rate for their savings. If you don’t have

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Sources of Business Finance

If you plan on having financial security at a rapid rate, the options include the lottery or having your own business. Starting a business isn’t a farfetched idea especially for those individuals with a plan. However, the next step is to get sufficient funds that can start your dream business. Over the years, a lot of businesses today fail due to the fact that it no longer has sufficient funds. Running the business also requires capital. A lot of times, people